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Baccarat

The objective of Baccarat
The object of the Baccarat online game is to bet on the hand that you believe will be closest to a total of nine. Baccarat is played at the online casino with six decks of cards that are re-shuffled after each hand. You can bet on either the Player's side, the Bank side or on a Tie. Four cards are dealt, the first and third to the Player's hand, the second and fourth to the Banker's hand.

Baccarat Lite (HTML) Navigation
* When ready to start gambling, simply enter your betting
   amount in the white text area, choose your bet, by
   clicking either the "Banker" the "Player" or the "Tie" area
   and click on the "Play" button to distribute four cards.
* If you have any combination of cards that qualifies for a
   payout, your credit in the game will be increased by the
   amount shown on the left-hand side of the screen.

Baccarat Enhanced (Java) Navigation
* To place your bet at the casino, select the desired chips and click on any of the three betting
   areas, either the "Banker" the "Player" or the "Tie".
* Note: To remove chips from the Baccarat table, click on the right mouse button.
* Once your wager is placed on the table, click on the "Deal" button to continue playing.
* If you have any combination of cards that qualifies for a payout, your credit will be increased by
   the amount shown at the bottom left-hand of the screen.

Baccarat Betting
Minimum bet at Baccarat : $1
Maximum bet at Baccarat : $200

Winning Tips for Baccarat Players
* Avoid "tie" bets. They favor the house and usually occur in less than 10% of hands during
   a game.
* Statistically, "banker" bets are slightly better than "player" bets.
* Bet on the hand that won last (i.e. if the
   bank hand just won, make your next bet on the bank hand); You will always be betting on
   the hand that is streaking.
* Increase your online bets gradually on consecutive wins during the game, but whenever a loss
   occurs revert back to your minimum bet.

The Rules and basic strategy
I. Card Values:
10s and Pictures count as Zero at Baccarat.
Aces count as One.
2 through 9 counts at face value.
If the value of cards exceeds 9, then the hand value is adjusted by subtracting 10 from the total.
Example:
9+7=16 hand counts 6.
5+5+5=15 hand counts 5.
10+9=19 hand is a "Natural" 9.
King+Ace+5 hand counts 6.

II. The Tie Bet Rule
When a tie occurs in the games, the two hands end up with the same total. Neither the Banker nor the Player loses the game and the casino pays 8 times the wager amount that was placed on the tie for that hand only.

III. Third Card Draw Rules
The rules of Baccarat determine whether a third card can be taken, but in the end, the winner is the hand with a total closest to nine. No hand will receive more than three cards at Baccarat.

IV. "Natural" Rule
Casino Bar's rule of Natural means that, If either the Player's hand or Banker's hand total is 8-9, the hand is called "Natural". In this case, both Player and Banker must stand.

If the Player's hand total is:
0-5 Player hand must draw
6-7 Player hand must stand

If the Player's hand stands on two cards, then the two card Banker hand totaling 3,4,5 must draw and 6-7 must stand.
After the Player's hand is dealt a third card, Banker's hand receives a third card according to the following rules of the casino :
0-2 Banker hand must draw
3-6 third card to Player hand determines draw or stand
7 Banker hand must stand

When Banker hand totals 3-6:


Banker hand totals	Banker hand draws when player third card is	Banker hand stands when player third card is

3	1-2-3-4-5-6-7-9-0	8

4	2-3-4-5-6-7	0-1-8-9

5	4-5-6-7	0-1-2-3-8-9

6	6-7	0-1-2-3-4-5-8-9

7	Banker hand must stand

	8-9

	"Natural" Banker must stands

The Tie Bet
* Winning Player hand wagers at Casino Bar are paid 1 to 1. Example: if you bet $5 on the
   Player's hand, and the Player's hand was closer to 9 than the Banker's hand, you will get your
   $5 back plus another $5.
* Winning Banker hand wagers are paid 1 to 1 but the Player must pay a 5% commission to the
   house.
   Example: if you bet $5 on the Banker's hand, and the Banker's hand was closer to 9 than the
   Player's hand, you will get your $5 back plus another $4.75 ($5 minus $0.25).
* Winning tie bet wagers at Baccarat at the online casino are paid at 8 to 1.
   Example: if you bet $5 on the tie hand, and the Banker and Player have the same hand
   count, you get your $5 plus another $40.

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